The Issuer is an FDIC-insured member institution. Canadian Transit Number: Canadian Transit Number is a 9 character code used for routing of cheques (checks) and paper instruments in the banking industry. All such disputes must be addressed and handled directly with the merchant from whom those goods or services were provided. Mail us Green Dot, P.O. If you need more information about our error-resolution procedures, contact us at the telephone number or address shown below in Customer Service. Greenlight Core Plan Services means all of the core account services offered to cardholders on the Greenlight application as further described in the Greenlight Terms of Service available in the Policy Center on the Greenlight website at www.greenlight.com. If there are insufficient funds in the Primary Account, the Monthly Fee will be withdrawn from your Funding Account, pursuant to the authorization provided by the Primary Accountholder to the Issuer in this Agreement. SWIFT codes are between eight and 11 characters long and consist of: A four-letter bank code. The arbitrator is authorized to award all remedies permitted by the substantive law that would apply if the action were pending in court (including, without limitation, punitive damages, which shall be governed by the Constitutional standards employed by the courts). QSR-0122-02676. We may refuse to process any transaction that we believe may violate the terms of this Agreement. When you receive your Physical Card, you will be required to select a PIN in the manner described under Personal Identification Number below. *Greenlight Core and Greenlight + Invest families can earn monthly rewards of 1% per annum, Greenlight Max families can earn 2% per annum, and Greenlight Infinity families can earn 5% per annum on an average daily savings balance of up to $5,000 per family. International Card transactions will be subject to the currency conversion rates of the card network operator (Mastercard), as such may be in effect and applied by Mastercard at the time of the Card transaction. If you are entitled to a refund for any reason for goods or services obtained with your Card, you agree to accept credits to your Card for such refunds and agree to the refund policy of that merchant. Primary Accountholdermeans the individual that opens and is responsible for the Primary Account and Secondary Account(s); the Primary Accountholder may assign certain responsibilities and obligations to a designee, including another parent or partner (the Authorized Approver), whenever specifically provided in this Agreement. The opt-out notice must be sent to us by mail at: Cardholder Services, 303 Peachtree Street NE, Suite 4300, Atlanta, GA 30308. 122105278. During this partial month following notice of downgrade, you will not be provided a partial refund as you will continue to receive the services from the higher Card Plan and we will need to cover our reasonable costs to maintain your Card Account. You may use your Card to purchase or lease goods or services everywhere Mastercard debit cards are accepted as long as you do not exceed the value available on your Card Account. Next, enter the recipient's name, email address, and memo, phone number, and the amount to send. Here are some of the ways to find your number online: On this page - We've listed the Wells Fargo routing number for checking accounts and wire transfers. The Primary Accountholder (and any Authorized Approver) is encouraged to use the Greenlight application to confirm when fund loads are available. Upon receipt of your Physical Card, you will be prompted to create a PIN for your corresponding Card Account within the Greenlight application or by calling 888-483-2645. If approved by Community Federal Savings Bank or Greenlight, a new cardholder may be eligible to receive a Virtual Card through the Greenlight application at the time of successful enrollment (as described in the following sentences) and existing cardholders might also be eligible to receive a Virtual Card in their Greenlight application whenever they are approved by Community Federal Savings Bank or Greenlight to receive a Virtual Card in their Application. Greenlight Customer Service agents are available 24 hours per day, 7 days per week, in order to respond to your inquiries. Here are some of the ways to find your number online: On this website - We've listed routing numbers for some of the biggest banks in the US. The Primary Accountholder may revoke such authorization at any time by terminating enrollment in the Greenlight Services. Routing number = 000127601. The Primary Accountholder may request Secondary Accounts in connection with the Greenlight Services. Wells Fargo Arizona. The Greenlight Core Plan includes all of the Greenlight Core Plan Services, which are described in the Greenlight Terms of Serviceavailable in the Policy Center link of the Greenlight website at www.greenlight.com. The account number (11 digits) identifies your individual account. Share the account and routing information with your child's employer. If you can't seem to find your check routing number, don't panic. Type the name of your bank and "routing number" into a search engine. Users on earlier app versions can call us at 888-483-2645 to set up direct deposit. If presented for payment, these preauthorized direct debits will be declined and your payment to the merchant or provider will not be processed. The ACH Authorizer acknowledges that debits to the Funding Account(s) under this authorization must comply with U.S. laws. Also, we will pay these fees if applicable law requires us to, if you prevail in the arbitration, or if we must bear such fees in order for this Arbitration Provision to be enforced. In many cases, these changes will involve adding new features and functionality to a particular Card Plan. Arbitration is started by initiating an arbitration or required by giving written notice to the other party requiring arbitration. Our ATM withdrawal fees are in addition to any fees which may be imposed by (i) Greenlight; and/or (ii) the owners of ATMs or other networks for the use of their terminals. Some merchants may require payment for the remaining balance in cash. The Issuer reserves the right to refuse to return any unused balance amount less than $1.00. Your Primary Account may be loaded via (i) a debit card transaction from your Funding Account; (ii) an ACH debit transaction from your Funding Account; (iii) a direct deposit of wages authorized by either you or a Secondary Cardholder; or (iv) a transfer of funds from your Invest Account. If you wish to conduct a split tender transaction and it is permitted by the merchant, you must tell the merchant to charge only the exact amount of funds available on the Card to the Card. 026009593. .css-az4jm5{font-size:0.875rem;font-weight:500;line-height:1.125rem;margin-right:0.5rem;text-align:left;}@media (min-width: 768px){.css-az4jm5{font-size:0.875rem;}}@media (min-width: 1024px){.css-az4jm5{font-size:1.125rem;}}@media (min-width: 768px){.css-az4jm5{line-height:1.125rem;}}@media (min-width: 1024px){.css-az4jm5{line-height:1.5rem;}}@media (min-width: 768px){.css-az4jm5{margin-right:1.5rem;}}@media (min-width: 1024px){.css-az4jm5{margin-right:1.5rem;}}One month, on us.Sign up today for a one-month trial. Atlanta, GA 30308 How do you use my personal information? It is used for electronic transactions such as funds transfers, direct deposits, digital checks, and bill payments. A two-letter country code. The Greenlight + Invest Plan includes all of the Greenlight Core Plan Services, together with all of the Invest Account Services as well as any other features and functionality of the Greenlight + Invest Plan as described in the Greenlight Terms of Service available in the Policy Center link available on the Greenlight website at www.greenlight.com. UNLESS YOU ACT PROMPTLY TO REJECT THE ARBITRATION PROVISION BY OPTING OUT IN ACCORDANCE WITH PARAGRAPH a, CAPTIONED OPT-OUT PROCESS, THE ARBITRATION PROVISION WILL BE PART OF THIS AGREEMENT AND WILL HAVE A SUBSTANTIAL EFFECT ON YOUR RIGHTS, INCLUDING YOUR RIGHT TO BRING OR PARTICIPATE IN A CLASS ACTION, IN THE EVENT OF A DISPUTE. Pathward powers financial inclusion for all and is committed to providing a path forward to people and businesses to reach the next stage of their financial journey. Select 'Direct deposit' Follow the prompts to set up direct deposit. Greenlight Advisors means Greenlight Investment Advisors, LLC, a wholly-owned subsidiary of Greenlight and a Securities and Exchange Commission (SEC) registered investment advisor. Except as otherwise stated in this Agreement, you have the same rights and responsibilities under this Agreement whether you use a Physical Card or a Virtual Card. The first is the check routing number used to identify your bank. By selecting a PIN for the Physical Card or by retaining, using or authorizing the use of the Physical Card or Virtual Card, you, the Primary Accountholder, represent and warrant to us that: (i) you are at least 18 years of age (or older if you reside in a state where the age of majority is older); (ii) you are a U.S. citizen or alien residing in a state or the District of Columbia; (iii) you have provided us with a verifiable U.S. street address (not a P.O. You agree to pay us the fees set forth in the Fee Schedule table below. Please read this Agreement carefully and keep it for future reference. If you need to replace your Physical Card for any reason, please contact us at 888-483-2645 to request a replacement Card. How to find Greenlight card number ? 1 Family means the Primary Account plus all Secondary Accounts. The monthly limit on ATM cash withdrawal transactions (collectively, for the Primary Account and all Secondary Accounts) is $500.00. If either you or we require a Claim to be arbitrated, you may tell us in writing that you cannot afford to pay the fees charged by the Administrator and/or the arbitrator or that you believe those fees are too high. Your routing number is a unique 9 digit code which shows the bank branch where you opened your account. You will be required to provide personal information which may include your Card number, full name, transaction history, copies of accepted identification, etc. In addition to the three Card Plans listed above that are available for enrollment at any time pursuant to the terms and conditions set forth in this Agreement, there are also two other Card Plans, the Greenlight Select Plan and the Greenlight + Invest Plan that are restricted by Greenlight and can only be selected under the limited circumstances outlined in this Agreement. YOU FURTHER ACKNOWLEDGE AND AGREE THAT COMMUNITY FEDERAL SAVINGS BANK IS NOT LIABLE FOR ANY LOSSES OR DAMAGES OF ANY KIND THAT MAY ARISE FROM, OR IN CONNECTION WITH, THE INVEST ACCOUNT SERVICES. Like all other financial institutions, Green Dot requires your accounting number and routing number for all transactions. The routing number you need to send or receive money through Green Dot Bank depends on whether your payment or transfer is domestic or international. General:This Arbitration Provision describes when and how a Claim (as defined below) may be arbitrated. The menu is given in both English and Spanish. If you use your Virtual Card for a mail order, telephone, or Internet purchase, the legal effect will be the same as if you used the Physical Card itself. Fedwire - You can look up your routing . If you have a TD Bank checking account, you can also find your routing number on a check the check routing number is the first nine numbers in the lower left corner. While the routing number identifies the financial institution's name, the account numberusually between eight . By enrolling for these types of communications, you understand and agree to be responsible for any fees or charges you incur as a result of this enrollment. Under the Investing for Parents feature, each Primary Accountholder will be permitted to set up an Invest Account in the Primary Accountholders own name and will be able to access all of the features described in connection with Investing for Kids feature above. Community Federal Savings Bank does not serve as an investment advisor or a broker dealer in connection with the Invest Account Services; any securities that are acquired by a Primary Accountholder are not deposits or other obligations of Community Federal Savings Bank, are not guaranteed by Community Federal Savings Bank, and are not insured by the Federal Deposit Insurance Corporation (FDIC). The Greenlight + Invest Plan is no longer available to new customers, but will remain available to any customers with existing subscriptions to this Card Plan. You may request, be issued, and/or use a physical plastic Card (a Physical Card) or a digital representation of the Card (a Virtual Card), which will be displayed in the Greenlight application if you have been approved to receive a Virtual Card. Scroll down to Account Info to view your account number and routing number. What do I do if I get a new phone or phone number? At the timely request of either party, the arbitrator must provide a brief written explanation of the basis for the award. You can reach Bank of America's customer service by calling this number: 1 (800) 432-1000. Any revisions to existing disclosures and agreements and any new disclosures and agreements will be posted in the Policy Center link on the Greenlight website at www.greenlight.com. A routing number is a unique, nine-digit number that functions as an address for your bank. However, if a Primary Accountholder initially enrolls in a higher tier Card Plan and purchases any Equities while under that Card Plan, then downgrades to the Greenlight Core Plan, the Primary Accountholder will be permitted to retain those Equities purchased prior to the downgrade, but will not be able to increase the amount of their investments in those Equities unless they are also on the curated list of ETFs available under the Investing for Parents Lite feature. The format of check transit number - XXXXX - YYY. For customer service or additional information regarding your Card, please contact us at: Greenlight Prepaid Mastercard On a check. Returned from POST /auth/get when there are no valid checking or savings account(s) for which account and routing numbers are provided. Your Login ID is the last eight(8) digits of your billing account number and can be located on your billing statement as indicated below. f. Prohibition Against Certain Proceedings:IF YOU OR WE ELECT TO ARBITRATE A CLAIM: (1) NEITHER YOU NOR WE MAY PARTICIPATE IN A CLASS ACTION IN COURT OR IN CLASS-WIDE ARBITRATION, EITHER AS A PLAINTIFF, DEFENDANT, OR CLASS MEMBER; (2) NEITHER YOU NOR WE MAY ACT AS A PRIVATE ATTORNEY GENERAL IN COURT OR IN AN ARBITRATION; (3) CLAIMS BROUGHT BY OR AGAINST YOU MAY NOT BE JOINED OR CONSOLIDATED WITH CLAIMS BROUGHT BY OR AGAINST ANY OTHER PERSON; AND (4) THE ARBITRATOR SHALL HAVE NO AUTHORITY TO CONDUCT A CLASS-WIDE ARBITRATION, PRIVATE ATTORNEY GENERAL ARBITRATION, OR MULTIPLE-PARTY ARBITRATION. Invest Account Services means the investment advisory services provided by Greenlight Advisors as a Registered Investment Advisor and the brokerage services provided by DriveWealth as a broker-dealer. Phone Numbers; Member Service - Call, chat or text 8am-8pm M-F, 10am-2pm Saturday: 503-256-5858 (call or text) . It is also known as check routing number and MICR Code. The second series of numbers, usually 10-12 digits, is your account number. Funds transferred from your Invest Account to your Card Account will also be available within two business days although, in many cases, transfers may be available much quicker. We may monitor or record any conversation or other communication with you. If your request is reasonable and in good faith, we will pay or reimburse you for all or part of the fees charged to you by the Administrator and/or arbitrator. If you elect to purchase a specific dollar value of securities through the Greenlight application, in order to facilitate the transfer of the necessary funds from your Card Account to your Invest Account, you also authorize Community Federal Savings Bank to follow instructions from Greenlight Advisors to transfer funds from your Card Account at Community Federal Savings Bank to your Invest Account at DriveWealth on your behalf. Investing for Kids is primarily an educational tool for Secondary Cardholders, which provides kids with access to research on more than 4,000 stocks and ETFs that can be purchased (collectively, Equities), pop-ups inside the Greenlight application that explain investing concepts and provide a glossary of commonly used investing terms, and short videos or educational nuggets which explain investing concepts. Deposit products offered by Wells Fargo Bank, N.A. This new Invest Account established for the Primary Accountholder will be in addition to any Invest Account(s) that have been established for a Secondary Cardholder; provided, however, that the Primary Accountholder will, in all cases, be the record owner of all Invest Accounts that are established for a Primary Accountholder or any related Secondary Cardholder, together with all Equities purchased for such Invest Account. Greenlight - Kids' Debit Card - Manage Chores One month, on us. NOTE: The CFSB App site you selected will open in a new window. Once the child has reached the age of 18, Chase may recommend they open their own account. YOU ACKNOWLEDGE AND AGREE THAT COMMUNITY FEDERAL SAVINGS BANK IS NOT PROVIDING ANY OF THE INVEST ACCOUNT SERVICES INCLUDED IN ANY OF THE CARD PLANS. If you request a Physical Card, it will be mailed to the address you provide to us during the registration process. This Cardholder Agreement is effective [October 11, 2022]. Check or statement - bank-issued check or bank statement. If (i) after an initial load your Card Account balance is $0.00 and your Card has been inactive for three (3) or more months; or (ii) your initial load was unsuccessful and you havent completed any loads from any other sources within two weeks following your initial load attempt, then your Card Account may be closed. Under the Investing for Kids feature, a Secondary Cardholder can request the purchase or sale of Equities, including fractional shares of company stock, for an Invest Account tracked separately for each Secondary Cardholder, which will prompt a push message to the Primary Accountholder to approve or reject each proposed Equities transaction. Get Started Read how we use and collect your information by visiting our Privacy Policy. Your decision to opt out of this Arbitration Provision will not have any other effect on this Agreement and will not affect any other arbitration agreement between you and us, which will remain in full force and effect. Greenlight will send the Primary Accountholder an electronic notification, which will state the amount to be debited to satisfy the negative balance. Firstly, log in and navigate to Pay Bills and People, select Pay People, and send money. In the event of a conflict or inconsistency between this Arbitration Provision, on the one hand, and the applicable arbitration rules or the other terms of this Agreement, on the other hand, this Arbitration Provision shall govern. (option was removed) Interesting To Know 5.07K subscribers Subscribe 14K views 1 year ago UNITED STATES Hey guys, how's it going today, great to see ya. However, there are some exceptions. You may obtain information about the amount of money you have remaining in your Card Account by calling 888-483-2645. In addition, under the Investing for Parents Lite feature, the Primary Accountholder will only be able to use the Greenlight application to research the select ETFs that are available for purchase under that feature, and will not be able to take advantage of the full research capabilities that are available in the invest portion of the Greenlight application. Your Liability for Unauthorized Transfers.. In. Your Card may be used for retail purchases and telephone or Internet purchases. Usually you'll find 3 separate sets of digits there: The first set - which is 9 digits long - is likely to be your routing number. This will include entering the employer's name. Finding Your Routing Number International Wire Transfers The amount of money being transferred The frequency of the transfer, if it is recurring The date the money should be transferred The reason for the transfer Your bank account information, including the account number and SWIFT code Best Banks Best Savings Accounts Best Checking Accounts If you notify us to revoke another persons use of a Card, we may revoke that Card and issue a new Card with a different number. Access Denied If you have any questions, call (800) 624-6308 Keep in mind the routing numbers are 9-digit codes and the character symbol surrounding the numbers is not part of the routing number on a check. It is also known as check routing number and MICR Code. Account Number . Short for Automatic Clearing House, ACH numbers are unique to each bank in the US. If you do not reject this Arbitration Provision, it will be effective as of the date you received this Agreement. The arbitrator will issue a final and binding decision resolving the dispute(s), which may be enforced as a court judgment. Wells Fargo Routing Number. If this occurs, then funds will generally be available within five (5) business days after the transfer. b. In contrast, any assets, whether cash, securities, or otherwise, in your Invest Account(s) are not held at Community Federal Savings Bank, and Community Federal Savings Bank has no responsibility for such funds. Welcome to Community Federal Savings Bank CFSB BANK MOBILE APP Stay connected, enjoy peace of mind Download the CFSB Bank app and simplify your banking. Phone: (413) 664-4477 Fax: (413) 664-7916 VP/Branch Manager: Jean Noel Drive-Up Hours: Monday-Friday: 8:30am-5:00pm A routing number is a unique number that identifies a specific banking institution. Such authorization shall be provided by the Primary Accountholder or an Authorized Approver to Greenlight and/or the Issuer via the Greenlight application. Also, if you become aware of and/or your statement shows transactions that you did not make, notify us at once following the procedures stated in the paragraph labeled Information About Your Right to Dispute Errors. The base level plan with the lowest Monthly Fee is referred to as the Greenlight Core Plan, the mid-level plan is referred to as the Greenlight Max Plan, and the highest level plan is referred to as the Greenlight Infinity Plan. The Invest Account Services will be available under all Card Plans, other than the Greenlight Select Plan, as described under Invest Account Services below. There may be a fee for replacing your Card (please see the Fee Schedule table for details). We will not ask you to pay or reimburse us for any fees we pay the Administrator or arbitrator. Greenlight Max Plan Services means the Greenlight Core Plan Services, the Invest Account Services, and all of the additional services offered to Greenlight Max Plan cardholders as described in the Greenlight Terms of Service available in the Policy Center on the Greenlight website at www.greenlight.com. Your Physical Card may not be used at an ATM for any other transactions, including specifically Card Account deposits or balance inquiries. If your Card Account is closed, your Invest Account will also be closed in accordance with the Advisory Agreement and the Greenlight Advisors Invest Terms of Service. The Greenlight card is issued by Community Federal Savings Bank, member FDIC, pursuant to license by Mastercard International. 2023 Greenlight Investment Advisors, LLC (GIA), an SEC Registered Investment Advisor provides investment advisory services to its clients. We may cancel or suspend your Card or this Agreement at any time. 1. A BIC or SWIFT code (also known as SWIFT BIC or SWIFT ID) is there to determine who the bank is (or other financial institutions) and where they are in the world. Greenlight Infinity My Account Debit Card Family Cash Card Can't find what you're looking for? Raise financially-smart kids. By authorizing a Secondary Cardholder to load by direct deposit, the Primary Accountholder, or an Authorized Approver, is authorizing the employer to deposit funds into the Secondary Account. If you request a Physical Card, your Physical Card will automatically be activated when you select a PIN following Physical Card receipt in the manner described under Personal Identification Number below. We may amend or change the terms and conditions of this Agreement at any time. With the exception of the Greenlight Select Plan, all of the Card Plans will provide you with access to Invest Account Services if you are eligible, as described below, and satisfy all of the requirements for enrollment. Please note: all direct deposits must be from the child's employer and in the child's name. In case of transmission error, or transfer irregularity, your ability to spend the direct deposit funds may be delayed. It is also referred to as an RTN, a routing transit number or an ABA routing number and can be easily be found printed on the bottom left side of your check. READ THIS ARBITRATION PROVISION CAREFULLY. 1-16 (theFAA), and not by any state arbitration law. It includes a debit card, savings with APY, allowance for chores, financial literacy games, and even investing for kids. You will not automatically receive paper statements. c. Starting or Electing to Require Arbitration:Either you or we may start an arbitration of any Claim or require any Claim to be arbitrated. The party asserting the Claim (theClaimant) may select the Administrator. Except as otherwise detailed below or where prohibited by law, all fee amounts will be withdrawn from your Primary Account, but if there are insufficient funds to cover the fee amounts in your Primary Account, then we may withdraw such fees from your Funding Account as provided under ACH Debit Authorization above. If you fail to inform the merchant that you would like to complete a split transaction prior to swiping your Physical Card for an in-person transaction, your Physical Card is likely to be declined. This daily limit is further subject to any additional limitations on withdrawal amounts which may be imposed by ATM operators.